While it is rather unaffordable to meet the expenses of such calamities, adequate car insurance coverage can compensate the loss and help you manage the damages caused. Irrespective of the source of car insurance, there are sure ways you can bring down the cost of car insurance premiums. This article discusses how California car owners can get some attractive discounts on their car insurance plans and thereby make a good saving. Most insurance carriers marketing their various insurance products try to allure their customers announcing several discounted plans. While most firms offer discounts on car insurance plans, you must know which kind of discounts are really the best. Given below are six major kinds of most popular discounts given by almost all car insurance firms. Multi Policy Discount needs mention when you think of the biggest discount available on car insurance policies. Most car owners look forward to get car and home insurance combined in a single package. While some insurance companies allow about 20 percent discount on such multi policies, it is advisable to get both car insurance and home insurance from a single firm. Therefore, while wishing to save money on your car insurance premiums, you can look for such firms that offer these kinds of multi insurance plans. This can also be applied in case of car owners owning more than one car. When you insure more than one vehicle together with a single insurer, then you can hope to get some attractive multi policy discounts. Several car insurance policies feature financial stability discounts. On account of extensive studies, insurance carriers have discovered a direct correlation between two factors including low insurance credit scores and high claim activity. Owing to this, insurance firms come forward to reward good insurance credit scores by allowing a financial stability discount.If you are a good driver who has not caused an accident or had a ticket over the past three to five years, then you are eligible to get good driver discount. Since this discount is given on per driver one basis, your household can benefit from more than one good driver among family members. Such cases might potentially help you significantly lower your overall expenses on car insurance.Good student discounts seeks to reward students getting good grades with lower car insurance premiums. Generally, 3.0 grade point average is majority accepted. College students need 12 credit hours or more to qualify. The logic is that the insurance carriers feel students spending a good deal of time in studying will invite lesser troubles than those driving cars very frequently.Homeowner Discount on car insurance policies in California is something very interesting. Homeowners are eligible for this discounts on their car insurance policy irrespective of whether they have insured their homes with the same company or not. Insurance firms have introduced this discount since they feel people with their owned homes are more stable than those who stay in rented houses. As and when applicable, make use of these several popular discounts offered on car insurance policies by most insurance firms. This is one of the proven ways to get a cheaper car insurance policy in California that effectively meets all your coverage requirements.